1、如果双方均主张该房屋归自己所有,则实行竞价处理,出价高者,取得房子的所有权,并偿还公积金贷款;
2、如果只有一人主张要房子的所有权,则由主张者取得房子并偿还公积金贷款;
3、如果双方都不想要房子,则可委托拍卖公司依照拍卖法的规定对房子进行拍卖,用拍卖所得偿还所欠住房公积金贷款。

1, if both sides all advocates this building puts in him 's charge all, execute contest price processing, offer a price is high person, acquire the property of the house, repay accumulation fund borrows money;
2, if only one person holds the property that wants a house, acquire a building by the person that advocate and repay accumulation fund borrows money;
3, if both sides does not want a house, the regulation that can entrust auction firm according to to auction a law undertakes auctioning to the house, with the auction earning repays what owe loan of housing accumulation fund.